Protect yourself from Unpredictable Injury & Damage Claims
General Liability helps protect your business from costly lawsuits arising from accidental bodily injury or property damage to third parties. It is also known as Public, Product, Umbrella or Combined General Liability (CGL) insurance.
Why Get General Liability Insurance?
Manage Unknown Risks
Protect yourself from risks beyond your control, including quality control issues, staff mistakes and management lapses
Sales to Institutions
To win contracts with institutional clients, coverage is often necessary and helps to answer objections for using new vendors
Unlimited Liability
Liability for injury has no cap on damages for most countries and take years to settle. Insurance allows you to fight long disputes.
Access to Experts
Get the right expert legal advice whatever the nature of the dispute through our insurers’ extensive global panel network
Who needs General Liability Insurance?
Product manufacturers & distributors
Even if you are only distributing products, you can and will be sued for injury to users and property damage
F&B, Retail & Service Brand or Operators
Food poisoning and injury to customers at your operating space are all typical claims that must be resolved quickly
Commercial & Office Premises Owners & Tenants
Building damage to neighbours or landlords due to fire or water can be expensive and complicated to resolve
Event organisers & exhibitors
Damage during setup and teardown, and injuries to guests during the event can far outweigh the profit of the event
Key Policy Coverages
Typical policy benefits
Damage to third party property caused by the business
Compensation claims if a third party is injured on the premises or due to the business’s activities
Including related legal expenses
Covering liabilities that arise after a work has been completed
Covering damage to property that is under the direct supervision, responsibility or control of the business
Claims arising from advertising activities, such as claims of defamation, invasion of privacy, copyright infringement, etc.
Typical Exclusions
This is covered by Cyber Insurance. Find out more.
Extension required
Extension required
This is covered by Professional Indemnity Insurance. Find out more
Why Use Anapi?
Get comprehensive coverage for as low as $1,000 annually and start coverage immediately with our packaged plans without having to fill in long forms from insurers and wait for quotes
As regulated insurance brokers we can access the entire Singapore insurance and specialty Lloyds market to find the best coverage for your businesss if you need mutiple quotes
Experienced team of brokers familar with emerging new businesses models, startups and their risks with mutiple awards from Austcham, Allianz and Lloyds Asia